In 2017, an estimated 1.66 billion people worldwide purchased goods online. That is a large number of people trusting online websites to make their everyday purchases. It is important to protect your information and financial security when shopping online. We find these shopping tips to be extremely important when thinking about your online shopping safety.
Use strong passwords: We like to beat this dead horse about making sure to utilize uncrackable passwords, but it’s never more important than when banking and shopping. Our tips for making a unique password for each site can come in handy during a time of year when shopping around probably means creating new accounts on all sorts of shopping sites.
Think mobile: About 25 percent of adults will do their online shopping via their smartphones, but mostly as a way to find gifts, not purchase them. You can buck that trend, just follow the advice above regarding a strong password. Better yet, download store specific apps like the SHOP.COM Mobile App and use them to find what you want and make the purchase without going to the store’s web site. Your information is much more secure on your personal mobile device.
Check out with PayPal: PayPal allows customers to sign up for free, securely link bank accounts, debit cards and credit cards and safely check out simply by clicking the PayPal button and providing an email – simple as that! Set up a PayPal account here and learn even more here.
Secure Shopping Sites: Never buy anything online using your credit card from a site that doesn’t have SSL (secure sockets layer) encryption installed—at the very least. The site’s URL will start with HTTPS:// (instead of just HTTP://) and an icon of a locked padlock will appear, typically in the status bar at the bottom of your Web browser. As an example, go to www.shop.comright now, you will see the padlock next to the URL as well at the HTTPS at the beginning of the site URL. Never give anyone your credit card over e-mail. PayPal, like we spoke about above, is a great safe option for payment.
Secure Wi-Fi: It is much safer to do your shopping from your own home network or a VPN (virtual private network) connection. Refrain from doing any shopping or entering credit card information on an extremely public or unsecure connection to limit the chance for someone else to obtain any financial information